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The consumer guides found on this site are gathered from many government agencies who have written and prepared them.  Government agencies do not advertise much of what they create and many consumers are not aware of their existence.

We have published these government consumer guides as a service to consumers, and as a starting point for consumers seeking information, but we have not written these guides, and must refer all questions of factual accuracy to the government agency that wrote the particular guide.  We also recommend legal and professional counsel on all final consumer decisions. 

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